Wishful Thinking

Very recently, one of my colleagues educated me on Pag-ibig Fund, bank housing loans and good property deals in Pasig City. On Monday, Denver and I visited Riverfront by DMCI. The unit we checked was very small, but we both loved the location and amenities. We could probably get a unit if we forced it, but then we would both have to live cheap until our fifties. A tiny 3 bedroom unit is around 3 and a half million in cash. If you add the 15 year interest through financing, the cost becomes ridiculously crazy for people in our income bracket.

Like I said, Denver and I could force it, but that means goodbye to Starbucks for the next 15 to 20 years, and possibly even goodbye to Mcdonald's value meals. We would probably have to live on tuyo and kangkong everyday. Not that tuyo is bad, but hey, that's still 15 years!

Anyway, it just makes me wonder how other people do it. Of course, this strikes out irresponsible dick-heads born with money, young athletes and instant celebrities. What I mean are other ordinary people like me. My colleague is younger than me, and has held a supervisory position for less than a year, but here he is scouting properties and intending to actually obtain one this year. Yeah, yeah, so he's single and doesn't have the same financial responsibilities, but still, I can't help but admire people like him.

It would be so great to be able to afford our own home here in the Philippines without having to slave away overseas. I wonder if we'd have to get to that point. Sigh. I want a condo, damn it.